What Travel Insurance Covers in Ukraine
Comprehensive breakdown of Standard and Extended plan coverage, limits, and exclusions
Standard Coverage Breakdown
Total Sum Insured
100,000 UAH (≈ €2,000)The Standard plan's overall limit per insured person. The contract is denominated in hryvnia; the euro figure is approximate. The Extended plan is insured for ≈ €30,000.
Emergency Medical Care
Up to €250Doctor consultations, prescribed medicines, and medical materials for emergency treatment.
Medical Transportation
Up to €120Emergency ambulance and medical transport to the nearest appropriate medical facility.
COVID-19 Treatment
Up to €500Full coverage for COVID-19 diagnosis and treatment, including hospitalization if necessary.
Hospital Treatment
Up to €400Emergency hospitalization for up to 10 days, including room, board, and medical procedures.
Repatriation of Remains
Up to €2,000In the unfortunate event of death, covers the cost of repatriation of remains to the home country.
Outpatient Care
IncludedOutpatient consultations and prescription medications for emergency conditions.
Emergency Dental
Up to 4,000 UAHEmergency dental care when acute dental pain needs urgent treatment. Routine and planned dental treatment is not covered.
Medical Evacuation
IncludedEmergency evacuation to a facility capable of providing necessary treatment.
Extended Plan — Higher Limit
The Extended plan includes everything in Standard, plus:
Higher Sum Insured
A total sum insured of ≈ €30,000 per person, 15 times the Standard limit, for the same covered services.
Visa-Ready Limit
The ≈ €30,000 sum insured meets the at least €30,000 that a Ukrainian visa application asks for.
Both Plans Include
- Sum insured per person: €2,000 on Standard, ≈ €30,000 on Extended
- Covers you across Ukraine
- Provided by EUROINS (a Ukrainian insurer)
- Instant PDF delivery via email
- Coverage from 3 to 180 days
- 24/7 emergency assistance line
- Radiation exposure add-on available
Simple, Transparent Pricing
Choose the plan that's right for your trip
Standard
Best for short tourist trips
~€1.08 per additional day
- Sum insured €2,000
- Emergency medical care up to €250
- Hospital treatment up to €400
- COVID-19 coverage up to €500
- Medical transportation up to €120
- Repatriation of remains up to €2,000
- Outpatient care & prescriptions
- Emergency dental up to 4,000 UAH
- Medical evacuation included
Extended
Recommended for current conditions
~€1.73 per additional day
- Everything in Standard, plus:
- Sum insured ≈ €30,000
- 15 times the Standard limit
- Comprehensive peace of mind
- Suitable for visa applications
Prices are approximate. Final price calculated based on trip duration.
What's NOT Covered
Pre-existing conditions
Medical conditions existing before policy start, unless specifically declared and accepted.
Extreme sports
Activities like skydiving, bungee jumping, or high-altitude mountaineering without an add-on.
Alcohol/drug-related incidents
Treatment needed due to intoxication from alcohol or drugs.
Routine/elective procedures
Non-emergency treatments, regular check-ups, and elective surgeries.
Travel against advisories
Coverage may be limited in areas under specific government travel restrictions.
Which Plan Is Right for You?
For most travelers to Ukraine in 2026, we strongly recommend the Extended plan. Here's why:
- Both plans include war risk coverage; Extended adds a much higher sum insured
- The ≈ €30,000 limit meets the visa requirement of at least €30,000
- The cost difference is minimal — only about €2 more for a 3-day trip
- Peace of mind is invaluable when traveling in uncertain conditions
The Standard plan may be suitable if you're making a very short trip to western Ukraine (Lviv area) and want the most basic coverage available.
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